For Buyers
Deciding to Buy
Preparing to Buy
Choose a Real Estate Agent
Time to go Shopping
Escrow Inspections and Appraisals
Moving In

Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Build Your Green File.

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

Built on experience. Proven by results.

Why Work With Jensen Real Estate

Buying in Okoboji takes more than a saved search and a fast offer. It takes a local team that can help you compare properties, understand value, move quickly when the right opportunity appears, and avoid costly surprises along the way. At Jensen Real Estate, we guide buyers through every step with straightforward advice, timely communication, and a clear understanding of the Okoboji market.

We are here to do more than schedule showings. We help you look at properties critically, negotiate with confidence, coordinate the details, and stay connected to trusted local professionals when you need them. When you work with Jensen, you have a team that knows the market and is committed to helping you buy wisely.

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